A Public Adjuster is an adjuster who is licensed and certified by the Department of Insurance to work exclusively for the benefit of the policy holder.

The Public Adjuster is employed by you and their fiduciary responsibility and duty must be to you. The insurance company’s adjuster is employed by the insurance company and duty must be to their employer. It is not possible for any insurance adjuster, no matter how hard he or she may try, to zealously protect both your interest and the interest of his or her insurance company at the same time. After all, their instructions come from their employer, not from you.

Probably not. Florida generally allows up to five years to file a supplemental claim from the date of loss. If you do not believe you were paid the right amount and would like us to review your claim, just let us know. We provide a FREE CLAIM AUDIT. You will owe nothing unless we obtain more money.

Preparing an insurance claim can be a complicated and complex task. Substantiating and documenting your loss is your job, not the job of the insurance company’s adjuster. There are just too many details and variables which arise that can be easily be overlooked. Public Adjusters will almost always obtain much greater settlements than individuals, not only due to their their skill in evaluating, estimating, and appraising, but also because of their experience.